• A white piggy bank with a $50 bill coming out of its back standing beside letter blocks that spell out RDSP. There is a sand timer in the picture as well.

So you want the RDSP (Registered Disability Savings Plan)? You need to follow a few steps, including getting the DTC (Disability Tax Credit), so we will start there.

DTC Application

Click on the links below:

These forms may be filled out on paper or online. Click on the links below:

  1. Access the forms on the CRA site
  2. PDF (fillable)
  3. PDF Large Print for those with visual impairments
  4. Doctor Lookup (Alberta)

Often your doctor is unfamiliar with how this limitation affects your everyday life, so it is important to give them some background information. A Physician’s Guide to Tax Credit may help

Click on the links below:

  1. MyCRA link
  2. Tax centres

KEEP A COPY FOR YOUR RECORDS

Once they have assessed your file, they will send a Notice of Determination in the mail letting you know that you have been approved or declined. If you’re declined, look at the reasoning and you can either file a formal objection within 90 days or re-apply. The CRA (Canada Revenue Agency) changes its criteria so you may be approved later down the road.

If you’re approved you can start the process of setting up the RDSP.

RDSP Application